career and job

Selasa, 09 November 2010

Ways to Save Money on a Tight Budget

Author: Lyn Bell

Job Vacancy - When your budget is stretched you need to take control of your spending. Here are some ways to save money on a tight budget. Remember that the important thing is not how much you earn but how much you save and how you spend. - Indonesia Job
Going to the supermarket can be irresistible for unplanned spending. It is one of the major places to use more money than you intend. Be conscious about this fact and make yourself some simple rules.
  • Start by allocating a set sum for groceries every month in your budget.
  • Shop for groceries only once a week and do not be tempted to pop in every day. You'll invariably end up with more than the carton of milk you dropped in for.
  • Plan your shopping by taking a list of the items you need. Make a note of the usual price of the items and add these up to indicate how much you will be spending.
  • Only shop when you have eaten and not when you are hungry. If you are hungry you will end up with more food in your trolley than you need.
  • Scour the specials and cut out coupons. Make you list using the weekly special publication.
  • Take cash to cover your bill rather than placing it on the credit card.
Develop a checklist to make sure your effort to cut costs on your bills is actually working.
Power Bill
  • Electricity bills can be lowered by simple things such as switching off appliances that are not in use.
  • Check other providers to see if you can get a better rate for the use of your power.
  • Switch off lights in rooms you are not using.
  • Use energy-saving light bulbs.
  • Insulating your home may be an expense at the start but will have an ongoing benefit of decreased electricity bills and providing a warm home.
Phone Bill
  • Using the internet for online chats and sending emails helps you to stay in touch without having huge bills to talk on the phone.
  • Use Skype to call friends who are also on the internet for free. You can also pay for calls to landlines at inexpensive rates.
  • Ask your telephone provider if they have special deals that will cut the cost of calls.
Water Bill
  • Even if you don't pay for water usage this applies. Attend to any dripping tap as this is a waste of water.
You may think of many more ideas but these are some of the ways you can save money on a tight budget. - Lowongan Kerja

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